It means that the dreamer will go on a very big and difficult journey related to his business life or education life, and that he will return home with very little money at the end of a very hard journey. It also indicates that the person who sees the dream will have financial difficulties due to the long-standing problems in business life.
To see that you eat cheese in a dream is not good, it indicates that the person's affairs will go wrong, his hopes will fade and he will be unhappy.
Eating bread with cheese underlines that you will receive new news that will make you smile. Even if there are no major developments, the events that will make one's day better are also called getting what is deserved in business life.